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BANKS RIGHTS UPON DEFAULT

Upon or after the occurrence of any Event of Default, Bank may exercise any or all of the following rights and remedies, without notice and at its option. Bank's rights and remedies shall be cumulative and not alternative, and the exercise of any right or remedy shall not constitute a waiver of Bank's other rights and remedies, nor exhaust Bank's ability to again exercise the same or any other right or remedy. Bank may exercise any or all of its rights or remedies from time to time as often as Bank deems necessary or desirable.

14.1Notwithstanding any commitment to make further loans or advances contained in any other agreement between Debtor and Bank, Bank may refuse to make any further loans and advances to Debtor.

14.2Bank may declare all liabilities and obligations of Debtor to be immediately due and payable.

14.4 Bank may exercise any and all rights, privileges and remedies available to Bank pursuant to law or pursuant to any instrument, agreement or document executed or delivered to Bank in connection with this Agreement, or otherwise.

14.5 Bank may advance sums to cure any Event of Default and add the sums advanced due in connection with this Agreement. Such cure by Bank shall not waive or excuse such Event of Default.

14.6 Bank may require Obligor to pay all of Bank's costs of collection and cure, which are expended or incurred by Bank in connection with Obligor's default, including Bank's reasonable attorney's fees and court costs, including but not limited to, those incurred in bankruptcy or insolvency proceedings, and any subsequent proceedings or appeals from any judgement or order entered therein.

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