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SEVENTY-TWO HOURS CLAUSE

The terms «Occurrence» wherever used herein, shall mean an event or a continuous exposure to conditions, which cause sudden and accidental physical loss or physical damage as covered under this Section of the Policy. All physical loss or physical damage resulting from a common cause or from exposure to substantially the same conditions shall be deemed to result from one Occurrence.

i) EARTHQUAKE SHOCK

As respects the peril of earthquake, the term «Occurrence» shall mean the sum total of all losses sustained by the Insured during any period of seventy-two (72) hours commencing during the term if this Policy,

ii) FLOOD

As respects the peril of flood, the term «Occurrence» shall mean the sum total of all losses sustained by the Insured during any period of seventy-two (72) hours commencing during the term if this Policy;

iii)WINDSTORM

As respects the peril of windstorm, the term «Occurrence» shall mean the sum total of all losses sustained by the Insured arising out of the same atmospheric disturbance during any period of seventy-two (72) hours commencing during the term if this Policy; iv) STRIKES, RIOTS, CIVIL COMMOTION

As respects the perils of riot, riot attending a strike and civil commotion, the term «Occurrence» shall mean the sum total of all losses sustained by the Insured which occur during any period of seventy-two (72) hours commencing during the term if this Policy;

Should any «Occurrence» referred to above extend beyond the expiration date of this Policy and commence prior to the expiration, the Insurers shall pay all losses occurring during such period as if such period fell entirely within the term of the Policy. The Insurers shall not be liable, however, for any loss caused by any «Occurrence» commencing before the effective date and time or after the expiration date and time of this Policy.

a. The term «earthquake shock», wherever it is used in this Policy shall mean earthquake, volcanic eruption, shock, tremor, landslide, subsidence, sinkhole collapse, tsunami, mudflow or rock fall or any other earth movement, and shall not include any ensuing loss, damage or destruction resulting from other perils insured;

b. The «flood», wherever it is used in the Policy, shall mean waves, tide or tidal water or the rising (including the overflowing or breaking of boundaries) of lakes, ponds, reservoirs, rivers, harbors, streams, water channels or other bodies of water, whether or not driven by wind.

с. The term «windstorm», wherever it is used in this Policy, shall mean all tornadoes, cyclones, hurricanes or similar storms and systems of winds of violent and destructive nature.

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