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OTHER INSURANCE

Where the Assured is (are), irrespective of this policy, entitled to reimbursement or indemnity, in whole or in part, by any other insurance in respect of any costs and/ or expenses and/or liability for which the Assured would otherwise have been entitled to reimbursement or indemnity by Underwriters under this policy, there shall be no contribution or participation as respects such Assured by Underwriters under this policy on the basis of excess, contributing, deficiency, concurrent or double insurance or otherwise for such costs and/or expenses and/or liabilities, or part thereof, for which the Assured is (are) entitled to reimbursement or indemnity from such other insurance.

INSPECTION AND AUDIT

Insurers shall be permitted, during normal business hours, to inspect the Assured's premises and operations, and to examine and audit the Assured's books and records directly pertaining to the subject matter of this insurance and any claim arising therefrom.

NOTICE OF LOSS

The Assured shall, upon knowledge of any loss (es) or occurrence (s) which may give rise to a claim recoverable hereunder, advise the Reinsurers hereof (via the Reassured and JLT Risk Solutions Ltd) as soon as practicable.

It is understood and agreed that the Assured will notify of loss (es) or Occurrence (s) in accordance with the above clause unless in their opinion, it seems likely that the amount of loss or damage will not exceed the applicable Policy deductible (s).

The Assured shall further, as soon as practicable after the loss or damage or such further time as Insurers may allow on their behalf, deliver:

a. a claim, in writing, for the loss and/or damage containing as particular an account as may be reasonably practicable of all property damaged or destroyed and of the amount of the loss or damage thereto respectively, having regard to their value at the time of loss or damage, not including profit of any kind; and

b. particulars of all other insurances, if any.

The Assured shall also at all times and at his own expense produce, procure and give to Insurers all such further particulars, plans, specification, books, vouchers, invoices, duplicates or copies thereof, documents proofs and information with respect to the claim and the origin and cause of the loss, damage, liability or expense and the circumstances under which the loss or damage occurred.

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